Lender Preflight and Underwriting Support
Lender Preflight and Underwriting Support helps investors in San Francisco, CA support lender preflight and underwriting with document preparation and DSCR analysis. This service is designed for investors who need assistance preparing for lender requirements in their 1031 exchange.
We coordinate with lenders, qualified intermediaries, and property managers to prepare underwriting packages that meet lender requirements. Our team reviews financial statements, prepares DSCR analysis, and ensures all documentation is lender ready.
The service includes lender package preparation, DSCR calculation and analysis, financial document review, and underwriting coordination. We work with your qualified intermediary to ensure lender requirements are properly met.
What's Included
- •Lender package preparation and coordination
- •DSCR calculation and analysis
- •Financial document review and organization
- •Rent roll verification and underwriting
- •Lease agreement review
- •Property financial statement preparation
- •Lender communication and coordination
- •Underwriting timeline management
Common Situations
- •Investor needs assistance preparing lender underwriting packages
- •Investor requires DSCR analysis for loan approval
- •Investor wants systematic preparation for lender requirements
Frequently Asked Questions
What is the 180 day closing rule in San Francisco, CA?
The 180 day closing rule requires you to close on your replacement property by midnight on Day 180 after closing on your relinquished property in San Francisco, CA. This deadline cannot be extended except in rare cases of federally declared disasters.
How does boot affect my financing in San Francisco, CA?
Boot received during your exchange in San Francisco, CA is taxable as capital gain. We coordinate with lenders to ensure loan structures minimize boot exposure and meet underwriting requirements.
What DSCR requirements apply to investment properties in San Francisco, CA?
DSCR requirements in San Francisco, CA vary by lender but typically require debt service coverage ratios of 1.15x to 1.25x. We calculate DSCR based on property income and loan payments.
How do I prepare for lender underwriting in San Francisco, CA?
We prepare lender underwriting packages in San Francisco, CA by gathering financial statements, rent rolls, leases, and property information. We coordinate with property managers and owners to ensure complete documentation.
Related Services
Qualified Intermediary Coordination
Coordinate with qualified intermediaries to ensure escrow, legal, and lending workstreams stay synchronized.
Learn more →Escrow and Title Coordination
Coordinate escrow and title workstreams to ensure timely closing and proper documentation.
Learn more →Rent Roll Verification and Analysis
Verify and analyze rent rolls with tenant credit checks and lease term validation.
Learn more →T12 Operating Statement Review
Review trailing twelve month operating statements with expense analysis and NOI validation.
Learn more →Example Capability
Example of the type of engagement we can handle
Location
San Francisco, CA
Scope
Prepare lender packages, calculate DSCR, review financial documents, coordinate underwriting
Client Situation
Investor needs lender underwriting support for replacement property acquisition
Our Approach
We prepared lender packages, calculated DSCR ratios, reviewed financial documents, and coordinated with lenders to ensure underwriting requirements were met
Expected Outcome
Lender underwriting supported with packages prepared and DSCR calculated for loan approval
Contact us to discuss your situation in San Francisco, CA. We can share references upon request.
Educational content only. Not tax, legal, or investment advice. 1031 defers income tax on qualifying real property and does not remove transfer or documentary taxes.
Ready to Get Started?
Contact us to discuss your 1031 exchange needs in San Francisco, CA.